Accident-and-Health-or-Sickness-Producer MarylandAccident and Health or Sickness Producer Series 20-24 Exam Questions and Answers
An accident and health insurance producer is most likely to become liable for professional errors and omissions as the result of:
In general practice, can the Maryland Insurance Administration inspect the business records of an insurance company or agency?
Under which marketing system do insurers solicit customers by mass media advertising and mail without the services of a producer?
Which one of the following causes of death typically would be included under an accidental death rider attached to a life insurance policy?
Which statement is true of trade association groups eligible for group medical benefits?
Disability income insurance premiums are a deductible expense when the premiums are paid by:
An insurance policy could be issued to cover losses resulting from any of the following EXCEPT:
When an accident and health insurer requires a covered individual to undergo a physical examination, who pays the cost of the examination?
In HMO coverage, all of the following services must be available 24 hours per day, 7 days per week EXCEPT:
When a single major medical contract covers all medical expenses, the plan is considered to be:
If an employer with 200 employees wants to offer health insurance and calls a SHOP Exchange Navigator, what should the navigator do?
Which one of the following causes of loss typically is EXCLUDED under a disability income insurance policy?
A health maintenance organization (HMO) must provide coverage for all of the following EXCEPT:
An insured incurs a covered accident and health insurance loss on May 30, which is submitted to the insurer on June 8. If the insured terminated coverage on June 1, the insurer:
Which statement describes the most likely federal income tax treatment of death benefits paid to the family of an insured under an accident and health insurance policy?
To be deemed a "qualified employer" under the Maryland Health Benefit Exchange Act, anemployer MUST:
In general practice, which one of the following is true of the powers of the Maryland Insurance Administration with respect to access to a producer’s business records?
All of the following are basic underwriting actions in accident and health insurance EXCEPT:
A health maintenance organization may issue a contract that provides benefits for the following:
Giving policyholders some part of the agent’s commission as an inducement to purchase insurance is an unfair trade practice known as:
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